Changes to ANZ rates, fees and agreements

Changes to ANZ fees and charges

Published 29 May 2026

We’re making changes to some of our fees and charges for personal, business and commercial customers. These changes will come into effect from 1 July 2026.

The main reason behind these changes is to simplify the way our fees and charges work, or to reduce or remove them entirely.

We have summarised the changes below.

• Introducing a fee for cheque books although other cheque related fees are removed;
• Increasing certain fees to better reflect the cost to us of providing those products and services. These include:
  • Monthly account fee (Account maintenance fee) for Access Everyday and Foreign Currency Account (JPY)
  • ATM withdrawal fee for Access Everyday, Personal Cheque and Business Cheque account, and Business Cash Management account customers
  • Transaction fee (Activity fee and Collection fee)
  • Bank cheque fee – issuance, term deposit maturity by bank cheque
  • Search fee (Voucher fee)
  • Loan maintenance fee (Execution of Security of guarantee related documents fee (Secured Personal Loans));
• Removing the free ATM withdrawal for savings accounts, though the per withdrawal cost is reduced;
• Combining similar fees to reduce complexity;
• Changing fee charging frequency from quarterly to monthly for some fees;
• Simplifying Loan maintenance fees, so that maintenance and changes to loans or facilities are charged the same fee;
• Removing fees for certain services;
• Renaming some fees so they are better understood; 
• Removing Special answers and Change supplied for non ANZ customers services; and
• Making some other changes to the documents including removing references to some products that are no longer available. 

Further detail of these changes can be found on our fee changes page. If you have any questions, please do not hesitate to contact us on 132 411 (local), or +679 321 3000  (overseas) or visit an ANZ branch.

The following documents will be updated to reflect these changes:

• ANZ Savings & Transaction Products Terms and Conditions,
• ANZ Consumer Lending Products Terms and Conditions, 
• Disclosure of Fees and Charges Customer Banking Services,
• Disclosure of Fees and Charges Lending and Credit Cards, and
• ANZ International Services Fees and Charges brochure.

Updated copies of these documents will be available from 1 July 2026 on our fees and charges page or our product terms and conditions page and in our branches upon request.

Changes to the Access Premium Account, Priority Cash Management Account and AUD and USD High Performance Passbook Account. 

Published 2 May 2026

Yesterday we were scheduled to move some customer accounts to a new account type. Due to a technical issue, not all accounts were moved as planned.

For those customer accounts that did not move, there is no impact on your account. You can continue to use your account as usual. We will complete the remaining account moves once the issue is resolved.

If you have any questions, please contact us.

Published 31 March 2026

We’re currently reviewing the number of account types we have available and, as part of this, we’re discontinuing the following accounts:

• Access Premium Account
• Priority Cash Management Account
• AUD High Performance Passbook Account
• USD High Performance Passbook Account

If you’re an account holder on any of these accounts, we are moving your account to a similar account.

The change will happen automatically on 1 May 2026. There is nothing you need to do.

Access Premium Account

Access Premium Accounts will be moved to the Access Everyday Account. This won’t change your account number or how you can use this account. You can still make and receive payments as you do today. 

What is changing:

• The name of your account is changing from the Access Premium Account to the Access Everyday Account. 
• Some fees are changing:
  • You will benefit from a lower Account maintenance fee. 
  • The fees for ATM withdrawals and Staff assisted withdrawals are higher.  

If you are a user of ATM and Staff assisted withdrawals, talk to us about our debit cards, and using digital banking such as ANZ Internet Banking and the ANZ Pacific App, for a faster and more efficient way of banking. If you for any reason have any concerns or difficulty using digital banking or cards, please let us know so we can support you. 

Priority Cash Management Account

Priority Cash Management Accounts will be moved to the Pacific Savings Account. This won’t change your account number or how you can use the account and there is no change to your fees and charges. 

What is changing:

• The name of your account is changing from the Priority Cash Management Account to the Pacific Savings Account. 
• The interest rate is changing. If you meet the minimum balance on the Pacific Savings Account, you will have no change to the rate you earn. For the times you do not meet the minimum balance, you will earn 0.00% p.a. See the tables below for detail. 

Priority Cash Management Account interest rates (your existing account): 

*Interest is calculated based on your end of day account balance. The account balance used on non-business days is the account balance for the previous business day.

Pacific Savings Account interest rates (your new account): 

*Interest is earned when you have an end of day account balance of $100 or more. The account balance used on non-business days is the account balance for the previous business day.

AUD and USD High Performance Passbook Account

AUD High Performance Passbook Account will be moved to the AUD Foreign Currency Account and USD High Performance Passbook Account will be moved to the USD Foreign Currency Account. This won’t change your account number or how you can use the account. 

What is changing:

• The name of your account is changing from the AUD High Performance Passbook Account to the AUD Foreign Currency Account, and/or the USD High Performance Passbook Account to the USD Foreign Currency Account. 
• The account will not earn interest. If you want to find out about foreign currency term deposits, please contact us. See the table below for the current interest rates on AUD and USD High Performance Passbook Accounts. 
• There is no passbook available on the AUD and USD Foreign Currency Account. 
• The fees and charges differ between the accounts. See the fees and charges tables below for detail.

AUD and USD High Performance Passbook Account interest rates:

AUD and USD High Performance Passbook Account fees and charges (your existing account): 

AUD and USD Foreign Currency Account fees and charges (your new account):

You can find more information about these products, terms and conditions and fees and charges on anz.com/fiji. 

If you have any questions, please contact us.  

Fees, charges and Interest rates are subject to change. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.