Product terms and conditions

• ANZ Parental Assistance Account Supplementary Terms and Conditions (PDF 45kB)
  Effective March 2022

• ANZ Consumer Lending Products - Terms and Conditions (PDF 403.2kB)
  Applicable to loan agreements documented prior to 1 September 2022
  Effective 1 July 2026

• ANZ Consumer Lending Products - Terms and Conditions (PDF 413.6kB)
  Applicable to loan agreements documented from 1 September 2022 until 3 December 2022
  Effective 1 July 2026

• ANZ Consumer Lending Products - Terms and Conditions (PDF 415.5kB)
  Applicable to loan agreements documented from 3 December 2022
  Effective 1 July 2026

• Savings & Transaction Products - Terms and Conditions (PDF 405.3kB)
  Effective  1 July 2026

• ANZ Pacific POS Merchant Services Terms and Conditions (PDF 301kB)
  Effective July 2023

• ANZ Electronic Banking Conditions (PDF 91.4kB)
  Effective 15 October 2025

• ANZ Trade Terms Fiji (PDF 271 kB)
  Effective September 2019

If you have a card with an electronic chip, the following terms and conditions apply: 

• ANZ Credit Card Conditions of Use Fiji (PDF 303kB)
  Effective 18 November 2024

• ANZ Visa Business Card Programme Terms and Conditions (PDF 38kB)
  Effective July 2017

• ANZ Visa Debit Card Terms and Conditions (PDF 657kB)
  Effective July 2020

• ANZ Visa Debit Card Brochure (Fiji) (PDF 91kB)
  Effective March 2023