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Changes to ANZ fees and charges

We're making changes to some of our fees and charges. These changes will come into effect from 1 July 2026.

The main reason behind these changes is to simplify the way our fees work, or to reduce or remove them entirely.

We have summarised the changes in detail below.

Changes to the Disclosure of Fees and Charges Customer Banking Services Fiji

Fees we're introducing

We are introducing this fee to better reflect the costs to us of providing the service.

Cheque book fee

Methodology

Amount

Charged per book based on the number of leaves in the book.

$0.15c per leaf charged as:

50 leaf book: $7.50

100 leaf book: $15.00

200 leaf book: $30.00

This fee will be charged to your ANZ cheque account at the time of the request.

Fees we're changing

We are making changes to these fees and charges.

Account maintenance fee

Account	Current fee	New fee
Access Everyday	$2.00 per month	$3.50 per month

Please note this fee will be renamed to 'Monthly account fee' for all products including those with no fee changes.

Activity fee and Collection fee

Account	Current fee	New fee
Business Cash Management, Personal Cheque and Business Cheque accounts	$0.40 per transaction	$0.45 per transaction

Please note the Activity fee and Collection fee will be consolidated, charged at time of transaction and renamed to 'Transaction fee'.

ATM withdrawal fee

Account	Current fee	New fee
Access Everyday, Business Cash Management, Personal Cheque and Business Cheque accounts	$0.40 per transaction	$0.50 per transaction
Pacific Savings and Priority Cash Management accounts	$3.00 per transaction (1 free per month)	$0.50 per transaction

Bank Cheques

	Current fee	New fee
Issuance	$10.00	$12.00
Replacement	$20.00	$12.00
Repurchase of bank cheque	$15.00	$12.00

Please note these fees will be consolidated, and renamed to 'Bank cheque fee'.

Vouchers

	Current fee	New fee
Production of paid cheques and/or deposit slips	$5.00 per item	$30.00 per item

Please note this fee will be renamed to 'Search fee'.

Diskpay

	Current fee	New fee
Wage/Salary & creditor payments	$0.20 per item (minimum $2.00)	$0.20 per transaction

Please note this fee will be renamed to 'Diskpay fee'.

Term deposit early withdrawal

	Current fee	New fee
Break fee	$40.00 per request	Removed
Penalty rate for pre-mature withdrawal	50% off the applicable interest rate at the time of investment	50% off the applicable interest rate at the time of investment. Minimum $40.00.

Please note this fee will be renamed to 'Term deposit early withdrawal fee'.

Certificates Supplied

	Current fee	New fee
Certificate of balance of account, each account	$10.00	No change
Certificate of interest paid of account, each account	$10.00	No change

Please note these fees will be consolidated, and renamed to 'Simple certificate fee'.

	Current fee	New fee
Comprehensive certificate supplied for audit purposes, bill holdings, goods shipped, deeds and documents held etc, each certificate	$40.00	No change

Please note this fee will be renamed to 'Auditor's confirmation certificate fee'.

Fees we're removing

We're removing the following fees and charges:

Dishonour fee
Stop payment fee
Special Answer - Cheques drawn on other banks¹
Special Answer - Cheques drawn on our bank¹
Stop Cheque Notice
ANZ Visa Debit Card Fees - International ATM Withdrawal Fee
ANZ Visa Debit Card Fees - International ATM Balance Enquiry Fee
ANZ Visa Debit Card Fees - International POS Fee
Diskpay - Direct debit schedules (ANZ Customers)
Diskpay - Payment to other bank accounts
Change supplied for Non ANZ customers¹
Periodical Transfer Payments - Transfer to loan account for repayment (same bank)
Periodical Transfer Payments - Transfer to an account within ANZ
Periodical Transfer Payments - Transfer to accounts of other Banks/Institutions
Transfer – Manual transfers within ANZ (note Transaction fee may apply)
Sweep fees

¹ The service associated with these fees is also being removed.

Changes to the Disclosure of Fees and Charges – Lending and Credit Cards

Other loan fees

	Current fee	New fee
Settlement fee	$75.00	$75.00 per activity
Switch fee	$100.00 per product or interest rate change	$75.00 per activity
Document Handling fee (first document)	$75.00	$75.00 per activity
Execution of Security of guarantee related documents fee (Home Loans)	$75.00	$75.00 per activity
Execution of Security of guarantee related documents fee (Secured Personal Loans)	$50.00	$75.00 per activity

Please note these fees will be consolidated and renamed to 'Loan maintenance fee' in the fee brochure.

Bank Cheques

	Current fee	New fee
Bank cheque fee (first cheque on drawdown is free)	$10.00	$12.00

Please note these fees will be renamed to 'Bank cheque fee'.

Certificate Supplied

	Current fee	New fee
Certificate of balance and/or interest	$10.00	No change

Please note this fee will be consolidated, and renamed to 'Simple certificate fee'.

Fees we're removing

We're removing the following fees and charges:

Late payment fee
Special Answer - Cheques drawn on other banks¹
Special Answer - Cheques drawn on our bank¹
Letter of undertaking
Opinions
Document Handling fees – Each additional document
Insurance Premiums administration fee

¹ The service associated with these fees is also being removed.

Changes to the ANZ International Fees and Charges brochure

Quarterly account maintenance fee

Account	Current fee	New fee
Foreign Currency Account (AUD, USD, GBP, NZD, EUR)	15.00 per quarter	5.00 per month
Foreign Currency Account (JPY)	850 per quarter	300 per month

Please note this fee will be renamed to 'Monthly account fee'.

Activity fee and Collection fee

Account	Current fee	New fee
Foreign Currency Current Account (AUD, USD, GBP, NZD, EUR)	0.40 per transaction	0.45 per transaction
Foreign Currency Account (JPY)	25 per transaction	No change

Please note these Activity fee and Collection fee will be consolidated, charged at time of transaction and renamed to 'Transaction fee'.

Additional copy

	Current fee	New fee
Foreign Currency Account (AUD, USD, GBP, NZD, EUR)	5.00	2.00 per page
Foreign Currency Account (JPY)	350	350 per page

Please note this fee will be consolidated with Statement first copy and renamed to 'Printing fee'.

Audit Certificate

	Current fee	New fee
Foreign Currency Account (AUD, USD, GBP, NZD, EUR)	40.00	No change
Foreign Currency Account (JPY)	2,500	No change

Please note this fee will be renamed to 'Auditor's confirmation certificate fee'.

Term deposit break fee

	Current fee	New fee
Term deposit break fee	FJD40.00 and reduced interest rate	50% off the applicable interest rate at the time of investment (minimum FJD40.00)

Please note this fee will be renamed to 'Term deposit early withdrawal fee'.