Changes to ANZ rates, fees and agreements

Changes to ANZ Term Deposits and Savings Accounts 

We’re making changes to simplify our savings accounts and term deposits. We’re also updating interest rates for some of these products. The changes are effective from 1 September 2025.  

ANZ Pacific Savings Accounts

• The base interest rate will be increased.
• You will earn interest each day if there is a minimum end of day account balance of $100*.
• The ability to earn bonus interest is removed. This also means that there are no requirements for withdrawals and minimum deposits.

*Interest is calculated for non-business days based on the end of day account balance for the previous business day.

**Interest rate depending on whether bonus interest earned.

ANZ Term Deposits ($3,000 – $100,000)

• ANZ Term Deposits will be offered in three term ranges. 
• We will no longer offer deposit terms under 90 days.
• The minimum deposit amount is increasing from $500 to $3,000.

*This term will no longer be offered for new term deposits. It will continue to roll over at maturity for existing term deposits subject to the Terms and Conditions.

The term deposit interest rates advertised in this notice apply to deposits under $100,000. For other terms, or rates on deposits over $100,000, please speak with one of our staff at the branch or contact your relationship manager.

ANZ Priority Cash Management Accounts

ANZ Priority Cash Management Accounts will no longer be offered to new customers. If you are an existing ANZ Priority Cash Management account holder, you can continue to use your account.

Please note, due to the changes to our savings account products, there may be better alternatives for your savings. If you would like to discuss your options, please call us on +685 69999 or visit an ANZ branch.

All interest rates are subject to change. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply. 

If you have any questions, please call us on +685 69999 or visit an ANZ branch.

These changes will be reflected on our website (anz.com/samoa) from 1 September 2025.

The ANZ Fees and Charges Customer Banking Services Samoa brochure will also be updated to reflect these changes. An updated copy will be available from 1 September 2025 on our fees and charges  page and in our branches upon request. 

Changes to ANZ trade fees and charges

Notice published 27 June 2025

We’re making changes to some of our fees and charges for trade customers. These changes will come into effect from 28 July 2025.

The main reason is to simplify the way our fees and charges work, or to reduce or remove them entirely.

Here’s a summary of the changes:

• Reducing the cost of fees for certain services
• Increasing certain fees to better reflect the cost of providing those products and services. These include:
  • Import Documentary credits – Minimum charges are increased
  • Import Documentary collections – Inward collection
  • Export Documentary credits – Advising and Document handling fee
  • Export Documentary collections – Outward collection
  • Guarantee/Standby letter of credit – Inwards - Advising
  • Trade finance loans – Trade loan
• Combining similar fees into one fee to reduce complexity
• Providing fee amounts where these were not provided; and
• Removing a number of fees from the documents where the service is seldom or no longer requested.

Further detail of these changes can be found on our fee changes page. If you have any questions, please contact us on +685 69999 or visit an ANZ branch.

All trade fees will be removed from the ANZ Fees and Charges Customer Banking Services Samoa and will now be found in the ANZ Samoa Standard Trade and Supply Chain Tariffs.

Updated copies of these documents will be available from 28 July 2025 on our fees and charges page and in our branches upon request.